Tag Archives: home improvement

Should you refinance your home even if you plan to sell?

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Should you refinance your home even if you plan to sell? – Wondering what to do in terms of your home refinancing when you plan to sell your house soon? Is it still worth refinancing?  Refinancing could still make sense in the long run.  Here are a few tips that will help aid your decision of refinancing your home.

 

Take advantage of lower interest rates

 

Investigating the process of refinancing is worth the time if it could save you money on your mortgage rates.  Who wouldn’t want to save some extra money?  The money save could be out towards a down payment on your next home (or that new car you have be eyeing).  Having a lower interest rate could lower the monthly mortgage payment and save you more money in the long run.  

 

Financial circumstances could change

 

You are planning on selling your home in the coming months but suddenly, your partner (or you) loses their income, or someone becomes ill, or your money for a new house is needed elsewhere in the family budget.  Refinancing could save you money in the meantime until you are ready for that new house.  You never know what could happen financially and taking advantage of refinancing to a lower interest rate could potentially be beneficial to the household income.

 

Facing a higher rate on your ARM loan

 

ARM interest rates adjust every so often and when the adjustment time is approaching, there is a possibility that the interest rate will increase.  Typically, it is in the best interest of the owner to refinance when they see the interest rate at a percentage they can afford before their adjustment period occurs and the interest rate ends up being higher than what they are currently paying.  It is always best to speak with a professional about ARM loans and interest rate forecasts, etc.


When the time comes to decide whether or not to refinance your home, it is always best to talk to a professional that can help you through the process.  They know the ins and outs of loans and the different types that will be the most beneficial to you.  Professionals in this area can help navigate through the loan vocabulary and help you better understand the process and if the timing is right to refinance your home loan.

Contact me today for a list of great mortgage professionals in this area.

 

 

Homeowner Tip: Undoing Water Damage In Your Home

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Homeowner Tip: Undoing Water Damage In Your Home – Water damage in your home can be devastating. Not only can you lose meaningful mementos, there can also be serious damage to the foundation. Here are six tips to help you undo the water damage in your home.

 

Dry It Out

Whether you need to rent industrial-size fans, or you have a small fan that will do the job, get them going to dry out the area that has been affected by the water. Once the area is dry you can assess the damage and figure out how to move forward.

 

New Paint Job

When you've dried out the area, if there is only visible damage on the exterior of a wall, a new paint job will do the trick.

 

Wet Insulation

If you find out there is wet insulation in the interior of the wall, check it out and replace it. It could be hiding damaged areas or screws. It’s best to replace the insulation immediately, rather than find out later on that it has done too much damage.

 

Mold

With water damage comes mold, and even less-harmful kinds of mold can affect your health. Tackle mold with a solution of 1 part bleach to 8 parts water – spray on the area, wait a few minutes and wipe away.

 

Clean Hard Surfaces

Some hardwood floors can bend and buckle, so it’s best to clean them and get them as dry as possible, as fast as possible.

 

Seek Help

Water damage is not something to take lightly – you’d rather be safe than sorry. Contact a water damage restoration professional to assess the damage and inform you on how to take care of the problem before it gets worse.

 

For more tips on how to undo water damage in your home, visit here.

 

 

10 Gadgets To Build Your Own Home Theatre

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10 Gadgets To Build Your Own Home Theatre – Having your own personal home theatre is a dream that a lot of people have. However, many homeowners don’t even know where to start. It can be expensive, so don’t feel pressured to do it all at once. Here are 10 useful gadgets to help you build your own home theatre.

 

Apple TV

Consider something like Apple TV for your home theatre system. You’ll be able to watch a number of different things using the resources available to you through Apple TV.

 

Skip Doctor CD/DVD Repair Kit

No one likes it when their DVDs get scratched and start skipping in the middle of an important scene. Luckily for you, you’ll have a repair kit on hand right in your own home.

 

Noise Reduction Blackout Curtains

If you don’t have the resources to soundproof your entire theatre right now, pick up some noise reduction blackout curtains to make sure your movie isn’t heard throughout your entire house.

 

3D Glasses

3D movies might not be an option every time, but you’ll be glad you have the glasses on hand when you can watch the next thriller in 3D!

 

Wireless Headphones

If you have a sleeping baby in the house, or you just want to be conscious of the sound you’re making, invest in some wireless headphones for your home theatre.

 

Power Protector

Safeguard your home system from a lightning strike or power surge. Choose a power protector with built-in line conditioning to ensure cleaner power, a better picture, and more accurate audio.

 

Universal Remote

No one wants to mess around with four or five different remotes for their home theatres, so get one universal remote that you can use for everything.

 

Projector

For a larger screen, like one you would see in a movie theater, use a projector. It’s one step above a tv and will add that much more value to your home system.

 

Surround Sound

The surround system in some home theatres varies; however, most of them use a 7.1 surround sound system. This includes one subwoofer and seven channel speakers – left, right, center, two side surrounds, and two rear surrounds. Action movies will never be the same after you watch them in your own home theatres.

 

Lighting

Lighting in a theatre can be important, so make sure you take the time to figure out the lighting in your home theatre.

 

For more information on gadgets to help you build and/or enhance your home theatre, visit here.

Highligh: A Treehouse in Columbus

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Highlight: A Treehouse in Columbus

What do you do when you find the perfect house lined with old shade trees? Build a treehouse!

That’s exactly what Mike and Jamie O’Leary did when they found their home in Clintonville, Ohio. All they needed was the right sized yard, an old tree that was big enough, and they were able to accomplish their dream.

It’s not just for kids, either! “I do yoga up there occasionally,” says Jamie.

Before this, they were living in Italian Village in a small industrial loft, so they really wanted to find something more “family friendly.” Although they loved living in Italian Village, they needed something more practical for kids.

The O’Leary’s wanted a place that kept them near certain things, such as parks, farmers’ markets, and libraries.

After a year of looking, they finally made a decision on the Clintonville house.  They adorned their home with pieces from Grandview Mercantile, IKEA, Clintonville online Facebook groups, Etsy, and Wholly Craft.

After moving around from Philadelphia, to D.C. and New York, they settled on Columbus to be closer to both of their families and found an amazing food and beer scene in central Ohio.

Mike aims to soundproof the garage for space to practice with his band, We Are The Movies, make the porch an art room for his daughter, finish the attics, clean up the yard with some landscaping, and making some improvements to the basement.

The O’Leary’s are very happy with their decision in Clintonville, as it is very kid-friendly and Clintonville did just top Columbus Underground’s reader poll as the Best Neighborhood of 2014. Let’s see if it can keep it’s title in 2015!

Do you spend any time in Clintonville, Ohio? Let us know in the comments below!

Ice Dams: What They Are and How to Avoid Them

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Ice Dams: What They Are and How to Avoid Them – Colder temperatures means less lawn care, but the cold and snowy weather can lead to several serious problems for your home. These issues can be troublesome and costly while adding stress to your life. One such problem is ice damming, which if left untreated can damage your roof, gutters, paint, drywall and structure extensively and even lead to mold. In this post, we’ll discuss what ice dams are, how they form and offer several tips to help you avoid them.

What are ice dams?

Ice dams occur when melting snow runs off your roof and refreezes at the edge, causing water to become trapped on your roof and creating a larger ice dam. They form most often after a large snowfall because the snow acts as an insulator. The heat from your home makes your roof warmer than the freezing point and the snow begins to melt, then refreezes in the cold winter air.

How can I prevent ice dams?

The best way to prevent ice dams during the winter is to reduce or get rid of any sources of heat in the attic of your home and ventilate the attic space of the roof. The goal is to make the roof of your house the same temperature as the eaves, so water won’t freeze at the end of your roof. There are several things you can do to properly ventilate the area under your roof and prevent heat from escaping:

  • Cap the attic hatch or whole-house fan with weatherstripped caps made from foil-faced foam board held together with aluminum tape.
  • Make sure all exhaust goes to the outside, preventing heat from warming the roof.
  • Add more insulation on the attic floor.
  • Seal and insulate your ducts.

If you’d like to learn more about how to prevent ice dams, this article from This Old House offers good advice.

Keep these tips in mind and you’ll be able to prevent ice damming, keeping your home in top shape this winter.

Do you have tips for winterizing your home? Leave them in a comment below and we could feature them in a future blog post.

6 Ways to Prepare Your Home For The Cold Weather

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6 Ways to Prepare Your Home For The Cold Weather – We just experienced our round of snow for the year and many homeowners are preparing for the cold weather. Preparing your home for the change in season can be very helpful to you in the long run, and even keep your home looking and feeling like new. Here are six ways to prepare your home for the cold weather this year.

Use Plastic on Your Windows

Covering your windows with plastic might sound crazy to some, but it will help to cut down on your energy bill this season. Some homes are draftier than others, but keeping the warm air in and the cold air out will always be helpful.

Clean The Gutters

Whether you’re home is near trees or not, be sure to clean out your gutters before the weather becomes too cold to do so. Natural things accumulate in your gutters throughout the year, so cleaning them before snow starts falling can help to prevent ice dams and other potential damage.

Boost Lighting

Winter tends to be a dark and dreary time, so boost the lighting in your home for days like that. It will keep you more energized and ready for each day.

Reverse Your Ceiling Fan

Reversing your ceiling fan will help it do the opposite of what it does in the summer times, it will help to keep the warm air circulating throughout the room. This works particularly well in rooms with very high ceilings, but has the same effect all over.

Inventory Your Supplies

Nothing is worse than not having a snow shovel or a brush for your car when you’re trying to get out of the driveway. Make sure you have the things you need before the weather becomes bad and it’s too late.

Prepare For A Storm

The weather is a unpredictable thing, so make sure you are prepared for any scenario. If there is a winter storm and the power goes out, how will you keep warm or prepare food? Being prepared for a situation like that will keep you more calm in the long run.

To learn more about how to prepare your home for the cold weather, visit here.

10 Tips To Save Money On Landscaping

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10 Tips To Save Money On Landscaping – The outside of your home is the first impression people see. Whether you’re trying to sell your home, or just update the look, landscaping is a great way to create more curb appeal for your home. Landscaping can be an expensive project, but with the right tools you can make it work right within your budget. Here are ten tips to save money on landscaping.

1. Make A List

Make a list or a picture board of inspirations and looks you want to create for your home. That way you will have a better idea of what you need to purchase.

2. Do Your Research

Conduct research to figure out where you can the things you need at the most inexpensive prices.

3. Avoid Impulse Buys

When you go to the store to purchase the materials you need, don’t get suckered into buying something you don’t need because you think it will look cool. Stick to your list – and your gut – to purchase only the things you’ve planned to buy.

4. Don’t Overplant

Make sure you don’t plant too many flowers or shrubs in your front lawn, it can look tacky and crowded. Stick to a minimal look and wait until it grows in. If you still want more after that, add it.

5. Talk To A Pro

You don’t necessarily have to hire someone to do the landscaping for your home; however, hiring a pro for a consultation will be well worth the money.

6. Cheaper Isn’t Always Better

Don’t assume that buying cheaper will help your budget. Cheaper isn’t always better and you might end up paying even more money to fix the mistake.

7. Shop End-Of-Season Sales

If you shop at the end of the season, you will have cheaper and more materials to use the following season.

8. Be Neighborly

There is a chance that you’re not the only one in the neighborhood working on your landscaping. If you’re renting equipment offer to split the cost and share it for a day.

9. Check Out Craigslist

Some people are willing to just give things away. Check out Craigslist before you buy anything, who knows, you may find it for free.

10. Make Your Own Compost

You can convert kitchen and garden refuse in a hommade compost to improve the soil’s tilth, aeration, and water-holding capacity.

To learn about more ways to save money on landscaping, visit here. Keep these money saving tips in mind when updating your landscape before fall! What do you think of these tips? How do you save money on landscaping? Comment to share with us!